Choice Mortgage services - Specialist Mortgage Brokers Choice Mortgage services - Specialists in Problem Mortgages
100% Mortgages

Choice Mortgages have various schemes that incorporate 100% mortgages for those not able to raise a deposit with a lender. In certain circumstances, we can even obtain 125%.

Apply for 100% Mortgages - We are specialists in 100% Mortgages

If you require 100% mortgages, then contact us now by filling in the enquiry form below or calling us on:

FREEPHONE: 0800 3897158

  1st Applicant 2nd Applicant if applicable
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  Once we have received your completed enquiry form, we will telephone you within 24 hours.
 

The 100% market has changed dramatically since the so-called credit crunch, with most lenders no longer offering this type of mortgage.
For the latest information regarding 100% mortgages please contact us using the freephone provided.

Before you buy your first home, you may not have saved up enough money for a deposit. Remember that most mortgage lenders will only lend up to 90% of the cost of the home. You could wait until you have access to 10% of the cost of the property that you want, or you could try and get on the housing ladder now, before property prices go completely out of your reach. This is where a 100% mortgage will come in useful.

You may have to pay a slightly higher interest rate for the 100% mortgage loan, which covers the lenders for the risk that they are taking. You may also have to pay a high rate of interest due to the lack of competition in the market, with only a few lenders offering 100% mortgages.